The cards Private Label are emitted by a bank or an administrator, in accordance with the available conditions of credit for each consumer profile, that can be a natural person or legal one.

The carrier can finance or even though parcel out the payment of its purchases, that are invoiced later by the emitting institution, in date previously set up. It still has the option to pay the total value of the invoice or any value between the total and the daily minimum pay-established, refinancing the hanging value with the administrator

CARDBAN CASH (without parceling out)

It is the modality of sale with the most known card Private Label CARDBAN. The establishment on average receives the value from sale through 40 days (varying as the date of payment set up with CARDBAN), deducted the negotiated tariff. In another side, the carriers also have through the emitting institution payment on average 40 days, varying as the date of invoice.

Parceled out CARDBAN

It is a modality of sale with card Private Label CARDBAN that allows parceling out the value of the purchase. The financing is made by the storekeeper or the administrator who emits the card. The carrier can pay its purchases in installments with interests that are reverted to the storekeeper or to the administrator. For the establishment and CARDBAN, sale is treated as an operation without parceling out. The establishment receives the total value on average 40 days, varying as the date set up with CARDBAN, deducted the negotiated tariff.

The minimum and maximum amount of parcels and the minimum value of each one are established by the emitting institution. Usually, they are offered between 2 and 12 parcels.

The parceling out possibility is granted to the carriers in accordance with the credit facility that the bank or the administrator granted. Being able or not to parcel out its purchases.

CARDBAN x Store

It is a parceling out without interests, that can be offered by the proper establishment determined next to credit policy. The storekeeper contracts the product Title Store from CARDBAN and starts to finance the purchases of its customers, as form of attraction and consumers affinity. As the value of the parcels is fixed, CARDBAN x Store comes have been showing excellent tool to launch sales.

CARDBAN Giftcard

Card CARDBAN Giftcard is a innovative product, that day-by-day reflects the current behavior of the consumer who searchs comfort, in special commemorative dates.

The option initiates a new trend for this sort of card that now counts on a differential use that is not restricted only to a type of establishment.

Card CARDBAN Giftcard in such a way offers a series of advantages for who gives or for who receives as present, therefore it has the same security and convenience of a credit card private label.

The person who gives the gift defines the value to be loaded in the card and the receiver one can use the value received in the card private label store or in nets from credential.

Another important point is the card sophisticated design that for who has a good taste, will become object of the customers desire.